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| *Minimum Balance $1,000. Annual Percentage Yield (APY)
is accurate as of August 12, 2008 and subject to change without notice.
Penalty for early withdrawal. **Bump It Up option available on 36
month & longer CDs. Bump It Up CDs available until August 31, 2008.
"Bump It Up" option available one time during the term of CD.
IRA Certificates also eligible.
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